About Us

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​Who We Are

Standard Acceptance Inc. is a nationally recognized purchaser and servicer of consumer receivables headquartered in Cheyenne, Wyoming.
We specialize in the acquisition and management of charged-off and dormant consumer credit accounts, helping consumers resolve their obligations through clear, respectful, and affordable solutions.

Built on the principles of integrity, transparency, and empathy, Standard Acceptance brings a human touch to the financial recovery process. We understand that financial hardship can affect anyone — and we believe that every consumer deserves dignity, respect, and the opportunity for a fresh start.

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Our Approach

At Standard Acceptance, we combine advanced data analytics with a compassionate approach to account resolution.
Our operations are guided by professionalism, compliance, and a genuine commitment to helping consumers regain financial stability.

We collaborate with a nationwide network of licensed collection agencies and creditors’ rights law firms, each carefully vetted for compliance and ethical standards. Together, we provide creditors with efficient portfolio solutions while maintaining the highest respect for consumer rights and privacy.

We partner with creditors across multiple sectors — including personal loans, retail credit, and fintech — to restore value to non-performing assets while maintaining full regulatory compliance.

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Our Mission

Our mission is to help consumers resolve their debts fairly, quickly, and respectfully, while providing creditors with trusted, compliant recovery solutions.

We pursue this mission by:

• Treating every consumer with dignity, clarity, and understanding.

• Ensuring full adherence to federal and state consumer protection laws.

• Maintaining accuracy, accountability, and transparency in every transaction.

• Operating with the highest ethical standards across all touchpoints.

We believe that resolution is not just about recovery — it’s about restoring trust and financial well-being.

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Our Values

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Integrity
We act with honesty and accountability in all relationships — with consumers, partners, and regulators alike.

Respect
Every consumer has a story. We engage with empathy, professionalism, and discretion.

Excellence
We continually refine our processes to achieve the highest standards in compliance, efficiency, and service.

Partnership
We collaborate closely with creditors, agencies, and consumers to achieve sustainable, mutually beneficial outcomes.

Responsibility
We take ownership of our commitments and uphold our duty to protect consumer information, data, and dignity.

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Our Commitment to Compliance

Standard Acceptance operates under a framework of strict regulatory compliance and data security.
We are committed to upholding all requirements of the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and all applicable federal and state consumer protection laws.

Our systems and operations are aligned with industry best practices, including:

• Adherence to Receivables Management Association International (RMAI) standards and certification requirements.

• Implementation of SOC 2 Type II controls for data integrity and information security.

• Comprehensive information security policies governing encryption, authentication, and access controls.

• Ongoing compliance monitoring and third-party audits to ensure transparency and accountability.

These measures reflect our core belief that ethical compliance and operational excellence are inseparable.
Every account, every transaction, and every interaction is handled with integrity and care.

Standard Acceptance Inc. — where compliance meets compassion, and every resolution is an opportunity for a new beginning.