Receivables Acquisitions

A Trusted Partner for Creditors and Originators

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Standard Acceptance provides creditors with a transparent, compliant, and data-driven solution for converting charged-off receivables into immediate cash flow. Our acquisition programs are built for consistency and long-term partnership, not one-time transactions.

We purchase portfolios at all stages of the account lifecycle — from recently charged-off to dormant judgments — across a broad range of asset classes including installment loans, credit cards, and retail lines. Every acquisition is handled with a focus on compliance, brand integrity, and consumer experience.

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Predictable Cash Flow
Our acquisition programs offer creditors dependable liquidity solutions without the complexity of prolonged recovery efforts. We provide transparent pricing and advisory feedback to help creditors improve the long-term value of future charge-offs.

 

Partnership Approach
We collaborate directly with creditors to align expectations, data transfer standards, and compliance checkpoints — ensuring smooth transactions and ongoing portfolio performance monitoring.

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Data Integrity and Security
All data exchanges are conducted through encrypted, audited systems hosted in Microsoft Azure, meeting SOC 2 and ISO 27001 standards. Consumer privacy and regulatory compliance are embedded into every stage of the acquisition process.

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A Step-by-Step Overview of the Portfolio Sale Process