Privacy Policy

Effective Date: October 2025

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This Privacy Policy describes the online information practices of Standard Acceptance Inc. (“Standard Acceptance,” “we,” “us,” or “our”) in connection with this website (the “Site”). This policy applies solely to information collected through the Site and does not apply to information collected offline or through other channels.

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By accessing or using the Site, you acknowledge and agree to the terms of this Privacy Policy. We may update or revise this policy periodically without prior notice. Continued use of the Site following any changes constitutes acceptance of those revisions.

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1. Our Commitment to Privacy

Standard Acceptance Inc. is committed to protecting your privacy and maintaining the security of any information shared with us. We treat consumer information with care, transparency, and in compliance with applicable federal and state laws governing data protection and consumer privacy.

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2. Information We Collect

You may visit the Site without providing any personally identifiable information (“PII”).
We do not collect personal information such as your name, address, email, or phone number unless you voluntarily provide it, for example when submitting a contact form, making a payment, or emailing us.

We may automatically collect non-personally identifiable information (“Non-PII”), such as:

• IP address and approximate location

• Browser type, device type, and operating system

• Date and time of your visit

• Pages visited and duration of each visit

• Referring or exit URLs

We use this data in aggregate form to monitor Site usage, improve functionality, and enhance the user experience.

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3. Cookies and Tracking Technologies

The Site may use cookies, web beacons, or similar technologies to collect Non-PII. Cookies are small files placed on your device to help us understand how users interact with the Site. You can adjust your browser settings to refuse cookies or alert you when cookies are being sent. Some portions of the Site may not function properly without them.

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4. How We Use Information

Information collected through the Site may be used to:

• Respond to your inquiries or requests

• Maintain accurate records

• Improve our Site and communications

• Conduct internal analytics or compliance reviews

• Detect and prevent fraud or misuse

• Comply with legal obligations or regulatory inquiries

We do not sell, rent, or trade personally identifiable information to third parties.

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5. Sharing and Disclosure

We may share collected information only in limited circumstances, such as:

• With authorized vendors and service providers assisting in Site operation or communications

• To comply with applicable laws, subpoenas, or lawful government requests

• To protect our rights, users, or property

• As part of a merger, acquisition, or asset transfer

All disclosures are made in accordance with applicable law and data protection requirements.

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6. Monitoring and Legal Requests

Standard Acceptance reserves the right to monitor Site activity and retain data as needed to comply with legal, regulatory, or investigative requirements. We may disclose information to law enforcement or government agencies where required or permitted by law.

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7. Links to Third-Party Websites

Our Site may include links to external sites that are not operated by Standard Acceptance. We are not responsible for the privacy practices or content of these sites. Users are encouraged to review the privacy policies of any linked website before submitting personal information.

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8. Data Security

We employ reasonable physical, electronic, and procedural safeguards designed to protect information collected through the Site. Despite these efforts, no method of online transmission or storage is completely secure. You use the Site and provide information at your own risk.

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9. Children’s Privacy

This Site is intended for use by adults. We do not knowingly collect personal information from individuals under the age of 18. If such information is inadvertently collected, we will delete it promptly upon discovery.

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10. State-Specific Privacy Rights

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California Residents (CCPA/CPRA)

If you are a California resident, you may have the following rights under the California Consumer Privacy Act (as amended by the CPRA):

• The right to know what categories of personal information we collect, use, or disclose.

• The right to request deletion of personal information, subject to certain exceptions.

• The right to correct inaccuracies in your personal information.

• The right to opt out of the sale or sharing of personal information (Standard Acceptance does not sell or share consumer data for marketing purposes).

• The right not to be discriminated against for exercising privacy rights.

To exercise any of these rights, please contact us by email or phone using the details below. We may need to verify your identity before processing your request.

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Colorado, Virginia, and Other State Privacy Laws

Residents of certain states (including Colorado, Connecticut, Utah, and Virginia) may have additional rights under applicable privacy laws, such as:

• The right to confirm whether we process your personal data.

• The right to access and obtain a copy of your personal data.

• The right to request deletion or correction of personal data.

• The right to opt out of certain types of data processing, such as targeted advertising or profiling (we do not engage in these activities).

Requests to exercise these rights can be submitted via the contact information below. We will respond in accordance with applicable law.

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11. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with a revised effective date. Please check this page occasionally to stay informed about how we protect and use your information.

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12. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your privacy rights, please contact us at:

Standard Acceptance Inc.
1603 Capitol Ave #415
Cheyenne, WY 82001-4562
Phone: (877) 779-4828
Email: compliance@standardacceptance.com